Safe to spend this month
$0
Add your income to get started โ no pressure.
0
Financial health
โ
Money in
$0
Money out
$0
Net worth
$0
Assets
$0
Liabilities
$0
Bills due soon
Recent activity
Income
Bills and debts aren't subtracted from Safe-to-Spend automatically โ log them as an expense when paid, so this number always matches what's actually happened.
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Licensed for personal use only. Not for resale or redistribution. ยฉ Violet Soft Studio
Budget
Set a target if it helps, or just track โ both are fine.
Spending log
Bills
Bills this period
$0
Nothing added yet.
Mark "repeats monthly" on bills like rent โ once paid, they'll quietly set themselves up for next month. Unpaid ones just stay put and keep showing as overdue.
Subscriptions
Monthly total
$0
Yearly total
$0
Active
0
Highest cost
$0
Uncheck "active" instead of deleting โ keeps a record of what you've cancelled.
Savings goals
Total saved
$0
Every little bit counts.
Debt payoff
Total debt
$0
Monthly minimums
$0
Net worth
Net worth
$0
What you own, minus what you owe
Net worth over time
What I own
Total saved (from Savings goals)$0
What I owe
Total debt (from Debt payoff)$0
Suggestions
Quiet, honest observations from your own numbers โ nothing tracked, nothing sent anywhere.